Inflation Calculator
Value of money over time.
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Finance
Net Worth Calculator
Add your assets and subtract your debts to find your net worth.
Net worth
—
Assets minus debts.
| Total assets | — |
|---|---|
| Total liabilities | — |
| Debt-to-asset | — |
| Status | — |
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Enter your figures above to see the step-by-step working.
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How the Net Worth Calculator Works
Net worth is the single clearest measure of financial health: everything you own (assets) minus everything you owe (liabilities). Add up cash, investments, property and vehicles, subtract mortgages, loans and credit-card balances, and the result is your net worth. It can be positive or negative, and tracking it over time shows whether you’re building wealth.
The debt-to-asset ratio — liabilities divided by assets — shows how leveraged you are. Rising assets and falling debts both push net worth up.
net worth = total assets − total liabilities
Frequently Asked Questions
How do I calculate my net worth?
Add the value of everything you own, then subtract everything you owe. This calculator totals your assets and liabilities and gives the difference.
What counts as an asset?
Cash, savings, investments, retirement accounts, your home and other property, and vehicles — anything with resale value.
Can net worth be negative?
Yes. If your debts exceed your assets — common early on with student loans or a new mortgage — net worth is negative. The goal is to grow it over time.
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