NOI Calculator
Net operating income.
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Real Estate
Cash-on-Cash Return Calculator
Find the annual return on the cash invested in a rental.
Cash-on-cash return
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Annual.
| Monthly cash flow | — |
|---|---|
| Cash flow | — |
| Invested | — |
| — |
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How the Cash-on-Cash Return Calculator Works
Cash-on-cash return measures the annual pre-tax cash flow a rental produces as a percentage of the actual cash you put in — down payment, closing costs and repairs. $6,000 of yearly cash flow on $50,000 invested is a 12% cash-on-cash return. Unlike cap rate, it accounts for financing, so leverage changes the result.
It answers “what return is my cash earning this year?” and is one of the core metrics real-estate investors use to compare deals.
cash-on-cash return = annual cash flow ÷ total cash invested × 100
Frequently Asked Questions
How do you calculate cash-on-cash return?
Divide the annual pre-tax cash flow by the total cash you invested, then multiply by 100.
What is a good cash-on-cash return?
Many investors look for 8–12% or more, but it depends on the market and risk.
How is it different from cap rate?
Cap rate ignores financing; cash-on-cash uses your actual invested cash, so mortgages affect it.
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