Retirement Savings Calculator
Projected nest egg.
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Retirement
403(b) Calculator
Project the growth of your 403(b) plan over time.
At retirement
—
Projected balance.
| You contribute | — |
|---|---|
| Investment growth | — |
| Starting balance | — |
| Years | — |
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Enter your figures above to see the step-by-step working.
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How the 403(b) Calculator Works
A 403(b) is the retirement plan for teachers, nonprofit and public-sector workers — the tax-advantaged cousin of the 401(k). This calculator compounds your current balance and monthly contributions at an assumed return to project the balance at retirement. Contributions are pre-tax, so they also lower your taxable income today.
Many employers match a portion of contributions — add that to your monthly amount, since it’s free growth. As with any projection, the return is an assumption, not a promise.
future value = balance compounded + contributions compounded
Frequently Asked Questions
What is a 403(b)?
A tax-advantaged retirement plan for employees of schools, nonprofits and public organizations, similar to a 401(k).
How much can I contribute to a 403(b)?
The IRS sets an annual limit that rises over time, with extra catch-up room for older savers. Check the current year’s figure.
Should I include the employer match?
Yes — add any match to your monthly contribution, since it grows alongside your own money.
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