Home Affordability Calculator
How much house you can afford.
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Real Estate
Closing Cost Calculator
Estimate the closing costs on a home purchase, with the typical 2–5% range.
Estimated closing costs
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At this rate.
| Low (2%) | — |
|---|---|
| Typical (3%) | — |
| High (5%) | — |
| Home price | — |
Show our math
Enter your figures above to see the step-by-step working.
An estimate — see your Loan EstimateEverything computed client-side — nothing leaves this page
How the Closing Cost Calculator Works
Closing costs are the fees paid to finalise a home purchase — lender fees, title insurance, appraisal, escrow, taxes and more — and they typically total 2% to 5% of the home price. This calculator applies your chosen percentage and shows the low-to-high range so you can budget beyond the down payment.
Buyers usually cover most closing costs, though some can be negotiated for the seller to pay or rolled into the loan. Your lender’s Loan Estimate breaks down the exact figures once you apply.
closing costs = home price × percentage (typically 2–5%)
Frequently Asked Questions
How much are closing costs?
Usually 2% to 5% of the home price. On a $350,000 home, that’s roughly $7,000 to $17,500.
What do closing costs include?
Lender origination fees, appraisal, title insurance, escrow, recording fees, prepaid taxes and insurance, among others.
Can closing costs be reduced?
Sometimes. You can negotiate seller concessions, shop for title and lender services, or roll some costs into the loan — though that adds interest.
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